Total 2,700 financial analyst job vacancies in Hong Kong

About the role

Join a dynamic team where you will leverage your analytical skills to drive actionable insights through data analysis and visualization. Collaborate with stakeholders to shape data-driven strategies that enhance business performance.

Key responsibilities

• Design and implement methodologies for data collection, ensuring data quality through sanity checks.

• Conduct comprehensive data analysis using advanced techniques to extract insights and identify trends.

• Develop and present dashboards, reports, and visualizations that effectively communicate insights to various stakeholders.

• Collaborate with internal and external stakeholders to discern their analytical requirements and translate data into actionable recommendations.

• Stay abreast of industry trends and best practices in data analytics to enhance strategic insights.

• Work alongside the wider product and marketing team to create digital-driven marketing plans, including content and reporting.

• Manage relationships with agencies to ensure timely delivery of data reports and insights.

About you

• Bachelor's Degree in eCommerce/Digital Analytics, Information Systems, Computer Science, or a related field.

• Minimum of 2 years of experience in data analytics.

• Strong knowledge of data mining, analysis, and visualization techniques.

• Excellent analytical and problem-solving abilities with a strong attention to detail.

• Strong communication and presentation skills to clearly convey complex information to non-technical audiences.

• Ability to work independently and within a team in a fast-paced environment.

• Familiarity with eCommerce platforms, web analytics, and UX-UI tools (such as Google Analytics and Mouseflow).

• Proficiency in Excel, Power BI, or equivalent tools.

• Demonstrated ability to manage multiple projects and priorities effectively, while maintaining a balance between detail and the broader view.

• A passion for innovation in the Digital/eCommerce space and a keen interest in data analysis.

Interested candidate who wish to apply for the advertised position, please click “Apply”. We regret that only shortlisted candidates will be notified 

EA License No.: 01C4394 (PERSOL Singapore Pte Ltd) 

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOL Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolsingapore.com/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy. 

☑ Good Bonuses

☑ Near MRT

☑ Family Friendly Environment

Job Description:

• Manage user access lifecycle including provisioning, modification, and de-provisioning across systems.
• Handle IAM service requests and incidents, working with IT and business teams to resolve access issues.
• Support access reviews and certification campaigns to ensure compliance with security policies.
• Maintain IAM documentation and audit reports aligned with standards such as ISO/IEC 27001 and guidelines from the Monetary Authority of Singapore.

Requirements:

• Degree in IT, Computer Science, or related field with 3–5 years of IAM or IT operations experience.
• Experience with IAM technologies, such as Microsoft Active Directory and Microsoft Azure Active Directory.
• Knowledge of IAM lifecycle and access control principles.
• Familiarity with ITSM tools and scripting, such as ServiceNow, PowerShell, or Python.

Loh Puay Hwee David

EA License | 24C2215

EA Registration Number | R1766892

Reports To: Executive Chairman

Location: Singapore / Hybrid

About the Responsible FintechInstitute

The Responsible Fintech Institute is dedicated to advancing theconvergence of traditional finance (TradFi) and decentralized finance (DeFi)through regulated, compliance-centric infrastructure. We champion the"Finternet" strategy, advocating for responsible innovation,Real-World Asset (RWA) tokenization, and the safe deployment of emergingtechnologies like Agentic AI. A core part of our mission involves bridging thegap between digital asset platforms, regulatory bodies, and law enforcement tobuild a trusted global financial ecosystem.

Role Overview

This is a unique, accelerated-growth opportunity designed for ahigh-calibre early-career professional or an exceptional fresh graduate.Operating as a strategic right-hand and operational partner to the ExecutiveChairman, you will gain a front-row seat to executive decision-making and theglobal digital economy. This role requires a highly analytical, high-agencyindividual who is as comfortable managing complex strategic projects as theyare executing the day-to-day administrative and digital operations that keepthe Institute running. You will wear many hats—from driving high-priorityinitiatives and managing technical tools to owning our public communicationsand internal administration.

Key Responsibilities

Strategic Execution & Advisory

• Drive Core Initiatives: Support and track the progress of key Institute frameworks and concept papers, particularly those focusing on sovereign infrastructure architectures, compliant stablecoins, and RWA tokenization.
• Research & Executive Briefing: Conduct deep-dive research into Industry 4.0, Agentic AI, and global regulatory shifts, synthesizing complex findings into concise, actionable briefing materials for the Executive Chairman.
• Strategic Alignment: Act as an active sounding board and analytical partner, helping ensure that Institute projects align with the Finternet manifesto and compliance-first design principles.

Digital Product & ProjectManagement

• Project Coordination: Manage and support the end-to-end development cycles for proprietary digital utilities, platforms, and technical solutions designed by RFI.
• Cross-Functional Execution: Serve as the connective tissue between technical development teams, compliance experts, and external partners, ensuring clear documentation and smooth communication.
• Lifecycle Tracking: Monitor milestones, manage resource allocation, and proactively clear operational bottlenecks from the initial scoping phases through to beta testing and market launch.

Communications & EcosystemManagement

• Digital Presence & Content: Take ownership of the RFI website and social media channels. Maintain, update, and generate content that amplifies our strategic narrative, announces key initiatives, and engages our global audience of industry stakeholders.
• Ecosystem Engagement: Help manage communications and relationships with a high-level network of Executive Fellows, academic partners, international advisors, and joint venture collaborators.
• Bridge Law Enforcement & Crypto: Support the logistical and strategic coordination of dialogues, roundtables, and policy working groups connecting digital asset platforms with regulators.
• Executive Drafting: Prepare primary drafts for talking points, diplomatic correspondence, and strategic narratives for the Executive Chairman's engagements at international summits.

Operations & Administration

• Core Administration & Payroll: Manage the day-to-day administrative backbone of the Institute, including processing payroll, tracking expenses, and ensuring fundamental business operations run smoothly.
• Workflow Optimization: Streamline internal workflows by liaising with corporate service providers, PR teams, and accounting partners to ensure seamless operational compliance and efficiency.
• Event & Program Support: Assist in the operational planning and execution of global initiatives, including the Institute's flagship digital assets summits and executive training programs.
• Executive Leverage: Proactively manage the Executive Chairman’s schedule and commitments, anticipating needs and ensuring leadership focus remains on high-leverage activities.

Qualifications

• Experience: 0–3 years of professional experience. Backgrounds in management consulting, corporate strategy, technical project management, or high-growth startups are highly advantageous. Exceptional fresh graduates with strong internship pedigrees will be strongly considered.
• Education: Strong academic track record with a degree in Business, Economics, Computer Science, Engineering, Law, or a related discipline from a top-tier institution.
• Capabilities: Outstanding analytical horsepower. You possess the ability to deconstruct complex, ambiguous problems and build structured, logical solutions.
• Digital & Content Savvy: Experience with (or a strong willingness to learn) website content management systems (e.g., WordPress) and professional social media management (e.g., LinkedIn, X).
• Project & Admin Mindset: Strong organizational skills with a practical understanding of project management principles, a keen interest in digital product development, and the meticulousness required for administrative and payroll duties.
• Communication: Sharp, precise written and verbal communication skills. You can distill dense, complex information into clear, executive-ready insights.
• Mindset: High agency, adaptable, and self-directed. You are a rapid learner who thrives in a fast-paced environment and leaves their ego at the door, ready to take ownership of both high-level strategy and essential operational tasks.

• Manage and support the exchange’s business systems, ensuring smooth day-to-day operations and continuous system enhancements as part of second-line support.
• Collaborate closely with business users to analyse requirements, design solutions, and oversee end-to-end implementation.

Requirements:

• Degree in Computer Science, Mathematics, Physics or Engineering
• Exposure to the full software development life cycle (SDLC) within large-scale financial systems.
• Minimum 2 years of development experience in at least one of the following programming languages: Java, JavaScript, or Python.
• Strong understanding of object-oriented programming concepts and relational database design.
• Knowledge of networking fundamentals, including mainstream communication protocols such as HTTP, TCP, and UDP.
• Experience working in Linux environments; strong shell scripting skills will be an advantage.
• Prior IT experience within the financial industry will be advantageous.
• Good verbal and written communication skills, with strong documentation capabilities.

Please click here to apply or email your updated resume to

siewhua@recruitco.com.sg

(Only shortlisted candidates will be notified.)

Lim Siew Hua, Registration No. 1984199

RECRUITCO PTE. LTD., EA License: 25C3218

Microbiologist (QC Analyst/ Pharma/ Contract)

12 Months Contract

Location : Gul Circle (5 mins walk from MRT)

Basic Salary : Up to $5,500 depending on experience

Industry : Pharmaceutical

Responsibilities

• Executing analytical testing in a timely manner, ensuring adherence to the committed scheduled plans
• Performing his/ her tasks in accordance with cGMP and HSE requirements, and with the associated instructions, procedures, records, related to these tasks
• Recording all expected raw data, calculations, information, related to his/her tasks, to comply with cGMP and data integrity requirements
• Ensuring that is trained and qualified to the assigned analytical testing that requires to be qualified
• Performing the QC data review of executed tests by other analysts in a timely manner, ensuring adherence to the committed scheduled plans
• Informing his/her manager of any quality or HSE event (deviations, OOx,…) in a timely manner to ensure investigation and impact assessment are performed appropriately
• Participating actively to any investigation, where is involved, to ensure investigations and impact assessment are performed appropriately
• Executing assigned CAPAs related to remediation plans, continuous improvements
• Ensuring that his/her lab/facilities, lab instruments are kept in a quality and safety status to ensure that they can be used appropriately.
• Owning assigned stability studies, in compliance with approved stability program
• Ensuring the issuance and review of all deliverables related to assigned stability studies, such as risk assessment, protocols, reports, data trending, deviations, and summary reports
• Ensuring that sampling and testing related to stability is executed in a timely manner and stability results trend performed on time, including reports issuance
• Ensuring that all expected stability data (including events, change control…) are compiled in a proper way, to provide appropriate data trending and statistical analysis of stability studies, in compliance with associated stability protocols

Additional Accountabilities

• Review analytical results and perform audit trail review before batch release.
• Carry out on-the-job training for General and Specific Analytical Method to QC analysts and chemical technicians, by incorporating cGMP and safety aspects of the procedures.
• Perform troubleshooting of equipment in the laboratory and provide guidance to QC analysts on the troubleshooting.
• Trained and work independently on specific testing method
• Ensure availability of workplace risk assessment and safe working procedures for contractors and the quality personnel. Ensure safe working in all areas of work by practicing and communicating safety message at +QDCI Sanofi Manufacturing System (SMS) Awareness, Life Saving Rules (LSR), GMP/Data Integrity Awareness
• Other responsibilities that are not included in the above are related to quality assignments.

Lim Pey Chyi (Apple) - Apple.lim@manpower.com.sg

Recruitment Consultant (R2090579)

Manpower Staffing Services (S) Pte Ltd

EA Licence: 02C3423

Responsibilities

• Partner with the Head of Internal Audit to shape and execute the regional IT audit plan, focusing on key technology and security risks.
• Perform risk assessments across IT infrastructure, systems, and applications to identify priority audit areas.
• Lead and conduct end-to-end IT audits, covering infrastructure, cybersecurity, access controls, and system configurations.
• Mentor and guide junior auditors, supporting knowledge development in IT audit and strengthening team capabilities.
• Evaluate the design and effectiveness of internal controls within technology environments, ensuring alignment with policies and regulatory standards.
• Identify control gaps and risk exposures, and drive follow-up actions to ensure timely remediation.
• Prepare comprehensive and well-structured audit reports, providing actionable recommendations to management.
• Coordinate and oversee audit activities across regional offices, ensuring consistency in methodology and reporting standards.
• Engage with internal stakeholders including IT, Risk, and Compliance teams, as well as external auditors and regulators where required.
• Contribute to continuous improvement initiatives, including enhancing audit methodologies, leveraging data analytics, and adopting automation tools.

Requirements

• Degree in Accounting, Finance, Information Systems, or a related field, with relevant certification (e.g. CISA or equivalent preferred).
• At least 7 years of experience in IT audit / technology risk, with strong exposure to infrastructure and IT security environments.
• Familiarity with regulatory frameworks in a financial services or MAS-regulated environment is advantageous.
• Strong stakeholder management skills with the ability to handle regional responsibilities and travel when required.

Please submit your updated resume in Word format by using the Apply Now Button.
We regret that only shortlisted candidates will be notified.
Email resume to ken.ng@peopleprofilers.com

People Profilers Pte Ltd, 20 Cecil Street,#08-09, PLUS Building, Singapore 049705.
Tel: 6950 9724

http://www.peopleprofilers.com
EA License Number: 02C4944
Registration Number: R1872398

Posting Personnel: Ng Jwee Ken

Digital Marketing Executive (Financial Education – Creative Funnel Marketer)

5 days, 10am-6pm (Hybrid work arrangement, 3 days WFH)

Salary: $3800-$4200

Location: Eunos Ave 3, 409839

Job responsibilities:

• Brainstorm creative marketing ideas and execute performance-driven campaigns on Meta and Google
• Build and optimise conversions funnels, running A/B tests on ad creatives, landing pages and sales pages to maximise return on ad spend
• Translate offers and big ideas into compelling hooks and messaging that attract, engage and convert
• Write authentic and persuasive direct-response copy across ads, video scripts, landing pages, sales pages, emails, and more
• Conceptualise thumb-stopping video ads and work closely with video editors to bring them to life — from scripting and storyboarding to post-edit briefs
• Produce clear creative briefs for designers to create visually exciting ads, landing pages and other visual assets
• Work with content specialists to develop lead-generation assets such as e-books, reports and short courses
• Leverage Gen AI tools to accelerate the conceptualisation and production of marketing assets
• Stay ahead of new ad channels, formats, tools and creative trends

Requirements:

• Diploma or Degree holder
• Minimum one year of experience in digital marketing, advertising, or performance marketing
• (Preferred) Interest in financial markets, investing, or trading
• Strong copywriting skills (ads, landing pages, emails)
• Experienced in funnel building and marketing angles

Cheong Yeat Long | R25145358

The Supreme HR Advisory Pte Ltd | EA 14C7279

Portfolio Management & Performance Monitoring

• Maintain portfolio-level and asset level financial models and performance dashboards.
• Monitor asset-level operating and financial performance against budgets.
• Track portfolio KPIs including occupancy, NOI, cash flow, valuations, and returns.
• Support portfolio reviews and investment committee reporting.

Analysis

• Build and maintain financial models for acquisitions, disposals, and capita projects.
• Make recommendation supported by data on assets or portfolio and help implement asset management strategies.
• Perform market research and comparable transaction analysis.
• Prepare presentations and recommendation materials.
• Assist with underwriting and sensitivity analysis.

Asset Budgeting & Forecasting

• Support annual asset budgeting exercises and half-yearly reforecasts
• Maintain budget models with Finance team
• Collate, review and analyse income and OPEX assumptions from asset leasing and property management teams.
• Make recommendations on asset or portfolio strategy based on variance analysis

Senior Management & Investor Reporting

• Support preparation of monthly, quarterly and annual reports to various stakeholders.
• Assist with performance and portfolio analytics.
• Prepare investor presentations, fact sheets, and reporting materials.
• Provide insights on market conditions

Governance & Process Management

• Ensure data accuracy and consistency across reporting outputs.
• Support ad hoc strategic projects across the investment platform.
• Explore and implement efficient technology solutions

Are you a detail-driven science graduate looking to build a meaningful career in quality assurance? Here's your chance to join a reputable multinational chemical company on Jurong Island — where your analytical skills will directly impact product quality, safety, and operational excellence.

Role Details

• Remuneration Package: Up to $4,000 + Monthly Allowances $1,000 (Experienced Candidates)

• Annual Bonus: AWS + Company Variable and Performance Bonus

• Location: Jurong Island (company transport provided to/from Jurong Island)

• Employment Type: Permanent, Full-Time

• Shift: 12-Hour Rotating Shifts

• Career Growth: Structured development within a global MNC

Key Responsibilities:

As a QC Analyst, you'll be at the heart of laboratory operations — ensuring every product that leaves the facility meets the highest quality and safety benchmarks.

• Conduct routine and non-routine QC analysis on raw materials, in-process samples, and finished products

• Interpret QC results and make sound, independent decisions to support process control

• Collaborate with cross-functional teams to uphold compliance with quality standards

• Take full ownership of the QC laboratory outside of regular hours

• Lead short-term projects including non-routine analysis and customer complaint investigations

• Maintain calibration records and ensure all lab equipment is in optimal condition

• Communicate results accurately and promptly to relevant departments

• Mentor and guide new team members

Key Requirements:

• Degree in Chemistry or a related discipline

• Minimum 2 years of QC experience within laboratory environment

• Familiarity with quality management systems and laboratory techniques

• Strong analytical mindset with sharp attention to detail

• Comfortable working independently in a fast-paced, shift-based environment

• Good verbal and written communication skills

Ready to Take the Next Step?

Submit your CV in MS Word format to connie@triton-ai.com

We regret that only shortlisted candidates will be notified.

Reg No. R1875181| Triton AI Pte Ltd | Licence No. 21C0661

• Experience in Compliance domains such as AML, KYC, Sanctions Screening, Transaction Monitoring, or Regulatory Reporting.
• Strong hands-on experience with Unix/Linux, Shell Scripting, SQL, and Java or Python.
• Experience to Machine Learning concepts, models, and data-driven applications.
• Experience working with CI/CD tools such as GitHub, GitLab, Bitbucket, Jenkins, or Aldon.
• Strong analytical, problem-solving, and stakeholder management skills.
• Experience in Banking or Financial Services environments will be an advantage.

Be part of impactful digital transformation initiatives that enhance business operations, improve user experiences, and deliver innovative technology solutions. If you enjoy bridging business needs with technology and driving process improvements, this opportunity offers a rewarding platform to make a meaningful difference.

Key Responsibilities

• Collaborate with stakeholders to gather, analyse, and translate business requirements into effective system and process solutions.
• Document business workflows, functional requirements, user stories, process maps, and system specifications with clarity and accuracy.
• Support system administration activities, including user access management, workflow configuration, and onboarding processes.
• Develop and maintain reports, dashboards, and data insights to support operational decision-making and performance tracking.
• Act as a key liaison between business users and technical teams to ensure successful delivery of projects and enhancements.
• Participate in solution evaluations, proof-of-concept exercises, and digital innovation initiatives to identify opportunities for greater efficiency.
• Support user adoption through training, documentation, and change management activities.
• Contribute to the implementation and continuous improvement of enterprise and government-related technology platforms.

Requirements

• Diploma or Degree in Information Technology, Business Information Systems, or a related field.
• Experience in business analysis, systems support, IT operations, digital transformation, or related functions.
• Strong analytical thinking, problem-solving, communication, and stakeholder engagement skills.
• Experience in requirements gathering, process mapping, business documentation, or reporting tools will be advantageous.
• Familiarity with enterprise applications, workflow systems, or digital platforms is an added advantage.
• Comfortable working with both business stakeholders and technical teams in a collaborative environment.

Interested applicants, please send your updated resume to leonleong@recruitexpress.com.sg

Leon Leong De Cong
R1551708
Recruit Express Pte Ltd
EA License No. 99C4599

Responsibilities

• Implement audit trail and governance controls
• Support UAT validation and business sign-off
• Collaborate with business units and Data Analytic teams
• Design, implement, and maintain deterministic rule-based logic
• Convert business requirements and domain knowledge into structured rule frameworks
• Ensure rule versioning, governance, and end-to-end traceability
• Evaluate and enhance Python-based AI components and workflows
• Verify AI-generated outputs for compliance with established business rules
• Undertake any other ad hoc duties as assigned

Requirements

• Minimum 1 to 2 years of experience in UAT/Business Analysis/Data functions
• Experienced in Data analysis, business analysis

Interested applicants please email your resume to meganng@recruitexpress.com.sg
Megan Ng Su Ting (CEI No.: R23115059)
Recruit Express Pte Ltd
EA Licence No: 99C4599

*** We regret that only shortlisted candidates will be contacted.

Details of the Division and Team

• The Institutional Client Group (ICG) is a global sales platform within Deutsche Bank’s Investment Bank covering a broad range of institutional clients, including hedge funds, insurance companies, asset managers, banks, central banks, sovereign wealth funds and private banks.

• We are looking for an Analyst or Associate to join the ICG Insurance coverage team in Singapore. The team is responsible for the distribution of financing and credit products to global insurance companies, with a particular focus on credit insurance. The role is a client facing role but also involves close collaboration with product teams across the origination, structuring, distribution and execution of transactions.

• The team is based in Singapore and is part of a broader global credit insurance platform working closely with colleagues in London. This provides cross-border collaboration and exposure to a global set of clients, products and transaction opportunities.

What we will offer you:         

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Flexible benefits plan including virtual doctor consultation services

• Comprehensive leave benefits

• Gender Neutral Parental Leave

• Hybrid working arrangement

• 21 days of annual paid leave, plus public holiday

• A culture of continuous learning to aid progression

Your key responsibilities

• Develop relationships with global insurance companies, with a focus on credit insurance distribution

• Partner with regional financing and product teams to market and distribute structured financing opportunities to insurance clients

• Help manage transactions through the full deal lifecycle, from marketing and client engagement to execution and post-trade follow-up

• Coordinate with Legal, Trading, Operations and other internal stakeholders to support timely and well-controlled transaction execution

• Prepare client materials, support documentation review and contribute to the day-to-day management of the business pipeline

Your skills and experience

• Minimum 1 year relevant experience in credit, financing, or institutional sales

• Experience working with institutional clients, including banks, insurers, asset managers or other financial institutions

• Strong interest in structured financing products and credit insurance

• A genuine interest to learn about credit fundamentals

• An interest in financial markets and in particular in credit markets and macro economics

• Ability to manage multiple workstreams and transactions with strong attention to detail

• Strong communication and interpersonal skills, with a proactive and self-motivated approach

• A strong team focus

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity:
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

Responsibilities

• Process daily trade transactions in a timely and accurate manner within service level agreement
• Perform pre-processing review of customers’ submissions and conduct documentary checks
• Ensure that regulatory, bank’s policies, guidelines, control and compliance requirements are strictly adhered to
• Complete daily reconciliation activities and prepare reports to internal stakeholders and/or customers
• Liaise with client on updating transaction statuses and support addressing transaction related queries
• Contribute to various process improvements and other projects as allocated

Requirements

• Graduate, preferably in Banking & Finance
• Knowledge of UCP, ISBP, URC, ISP, URDG is preferred
• At least 2-3 years of trade operations experience, covering all imports and exports products
• Self-starter who can work effectively in a team setting
• Candidates with lesser relevant experience may be considered for the analyst role
• Ability to manage daily operations with strong risk awareness, analytical and problem-solving skills
• Good interpersonal skills, decisive in communications
• Resilient and flexible in challenging circumstances

Salary: up to $4000
Duration: 1 year

Working Days & Hours: Mon-Fri Office Hours

Location: Raffles Place

Job Description:
• You will provide professional support and ensure prompt and smooth execution of the employee life cycle activities, adhering to the local regulations and company’s policies.

• Manage onboarding administration process including employee screenings, issuance of offer letters, employee declaration etc.

• Initiate post-employment screenings and highlight discrepancies flagged out in screening reports to the respective HR Business Partners.

• Manage other staff movement activities such as transfers, secondment, conversions of employment types, re-employment, and cessation of employment.

• Manage activities related to the Representative Notification Framework for financial advisers where required.

• Administer work pass applications and renewals for employees and/or dependents.

• Uphold good data management practices by ensuring accurate and up-to-date employee records in our HR systems.

• Ensure timely storage of employee documents.

• Provide thoughtful, accurate and timely responses to employees and stakeholders.

• Provide support to the ex-staff reference check process

• Any other duties or projects assigned.

Job Requirements: Min Degree in Human Resources or similar w min relevant HR experience

Interested candidates, please submit your resume to: allylok@recruitexpress.com.sg

Ally Audrey Lok Xin Woon

Recruit Express Pte Ltd (Healthcare & Lifescience)

Company EA Licence number : 99C4599

Personnel EA License: R21102307

allylok@recruitexpress.com.sg