Commercial Loans Manager (Hire Purchase)

Salary: $7,000 - $10,000 + Variable Bonus
Location: Pandan Road
Working Hours: Monday - Friday, 8:30am - 5:30pm

Key Responsibilities

• Oversee the end-to-end loan lifecycle, from application and credit assessment to approval, documentation, and disbursement.
• Ensure efficient loan processing while maintaining strong risk controls and service standards.
• Monitor portfolio performance and implement strategies to maintain healthy asset quality.
• Evaluate loan applications and conduct detailed credit assessments.
• Make sound lending decisions in accordance with company policies and risk appetite.
• Ensure compliance with relevant regulations, internal controls, and industry best practices.
• Review financial statements, credit reports, and supporting documents to assess borrower suitability.
• Lead, coach, and develop a team of loan officers and credit professionals.
• Identify opportunities to improve lending workflows and operational efficiency.
• Monitor delinquency trends and portfolio risk indicators.
• Work closely with collections teams to minimize defaults and improve recovery rates.
• Recommend proactive measures to strengthen portfolio quality and profitability.

Requirements

• Diploma or Degree in Business, Finance, Banking, Accountancy, or related disciplines.
• 3 years of experience in banking, lending, loan management, credit underwriting
• Strong understanding of credit assessment, risk management, and lending principles.
• Proven experience reviewing financial statements and making credit decisions.

Lead Lending Operations in a Growing Finance Business

We are seeking an experienced Loan Manager to oversee lending operations and drive the growth of our hire purchase financing portfolio. This is an excellent opportunity for banking, credit, and lending professionals looking to step into a leadership role with significant decision-making authority and direct business impact.

You will play a key role in managing loan approvals, assessing credit risk, leading a team, and ensuring the continued growth and quality of the company's financing portfolio.

• Support the evaluation and execution of mergers, acquisitions, strategic investments, joint ventures, and other strategic initiatives
• Conduct industry, market, and competitor research to identify potential opportunities and strategic trends
• Assist in financial analysis, valuation, and business case development, including financial modeling and scenario analysis
• Support preparation of investment materials, and internal approval papers for senior management and Board discussions
• Coordinate and support due diligence activities across financial, commercial, legal, tax, operational, and technical workstreams
• Assist in managing external advisors including investment banks, consultants, legal counsel, and accounting firms
• Support transaction execution activities including data room management, tracking of action items, and coordination across internal stakeholders
• Support post-transaction integration and synergy tracking where applicable

Requirements:

• Bachelor’s degree, preferably in Finance, Accounting, Economics, Business or Engineering
• 2-5 years of relevant experience in M&A, corporate finance, investment banking, private equity, transaction services, or corporate strategy preferred
• Strong analytical and problem-solving skills with good financial and commercial acumen
• Familiarity with financial modelling and valuation methodologies
• Strong proficiency in Microsoft Excel and PowerPoint
• Ability to manage multiple workstreams and deliver under tight timelines
• Detail-oriented, proactive, and able to work independently in a fast-paced environment
• Prior experience in energy, infrastructure, offshore/marine, industrials, or related sectors is an advantage

Work Location:

Seatrium (SG) Pte. Ltd.
Pioneer Yard
50 Gul Road, Singapore 629351
(Islandwide transport provided)

Working Hours:

Mon - Thu: 8:00am - 5:15pm
Fri: 8:00am - 4:30pm

Interested candidates are invited to send us an updated resume with your current and expected salary and earliest availability.

We regret that only shortlisted candidates will be notified.

Please note that your personal data disclosed to Seatrium Limited and our group of companies, shall be used for the purposes of evaluation, and processing in accordance with our recruitment processes and policies. By providing your personal data, you have consented to the aforesaid purpose under the provisions of the Personal Data Protection Act 2012.

Company Overview

Founded in 2009, MASE E&C Pte Ltd operates with 650 skilled employees in Marine, Construction, and Oil & Gas industries. The company delivers comprehensive services with strong control over scheduling, quality, and safety, meeting evolving client demands.

Job Summary

We are seeking a hands-on, results-driven Finance Manager to lead financial operations and enforce disciplined financial control across multiple construction projects in a fast-paced environment.

Responsibilities

• Lead and manage the full set of accounts and deliver accurate financial reporting to support management decisions
• Oversee project costing, work-in-progress (WIP), revenue recognition, and profitability analysis to optimize project financial outcomes
• Control progress claims, subcontractor payments, and retention sums to ensure financial accuracy and compliance
• Monitor cash flow, budgets, and overall financial performance across multiple projects for effective resource allocation
• Ensure compliance with GST, tax, and regulatory requirements to maintain legal and financial integrity
• Liaise with auditors, tax agents, banks, and external stakeholders to facilitate smooth financial operations
• Strengthen and maintain internal controls and financial governance to mitigate risks and enhance accountability
• Lead, mentor, and develop the finance team to build capability and drive performance

Required competencies and certifications

• Degree/Diploma in Accounting, Finance, or equivalent
• Minimum 5–8 years of relevant experience with strong exposure in the construction or engineering sector
• Solid understanding of project accounting, WIP, and contract costing
• Proven experience managing progress billing, project budgets, and financial forecasting
• Strong knowledge of Singapore financial regulations, GST, and taxation

Preferred competencies and qualifications

• Ability to work independently and manage multiple priorities under pressure
• Demonstrated leadership, analytical thinking, and problem-solving skills

Loan Manager (Hire Purchase Finance) | $7,000 - $10,000 + VB 

• Working Location: Pandan Road

• Working Hours: Mon – Fri 830am to 530pm

Key Responsibilities:

• Loan Portfolio Oversight: Manage the end-to-end loan application and approval process, from initial customer inquiry through credit evaluation, documentation, and loan disbursement. Ensure efficient processing with quick turnaround times while maintaining high service quality.

• Risk Assessment & Compliance: Conduct thorough credit assessments and risk evaluations for hire purchase loan applications. Make sound approval decisions in line with company credit policies, and ensure strict compliance with relevant regulatory requirements (e.g., Hire-Purchase Act and Monetary Authority of Singapore guidelines) and internal credit protocols.

• Team Leadership: Lead and mentor a small team of loan officers/credit analysts, providing guidance on complex cases, setting clear performance goals, and fostering a high-performance, customer-service-oriented culture.

• Process Improvement: Identify opportunities to refine loan procedures and approval workflows to enhance efficiency and accuracy. Implement best practices for loan management, documentation, and debt collection in the context of hire purchase financing.

• Portfolio Management: Monitor the health of the loan portfolio, manage delinquency and default rates, and implement proactive measures (e.g., timely follow-ups on outstanding payments) to maintain portfolio quality. Work closely with credit control and collections teams to ensure timely repayments.

• Cross-Functional Collaboration: Collaborate with sales, business development, and finance departments to support business growth, achieve lending targets, and address customer needs. Provide regular performance reports and risk analyses to senior management.

• Customer Service & Problem Resolution: Ensure a customer-centric approach in loan servicing. Address client inquiries or issues promptly and professionally, balancing customer satisfaction with prudent risk management.

Requirements & Qualifications:

• Minimum Diploma in any field, Business, or a related field. Proven with at least 3 years of hands-on experience in loan management or credit underwriting (hire purchase financing or similar consumer/commercial lending is highly advantageous).

• Strong understanding of Singapore’s financial regulations and compliance requirements, especially those relevant to hire purchase financing (e.g., Hire-Purchase Act, consumer credit guidelines, MAS regulations).

Job Scope:

(1) Finance：

•Handle full spectrum of account duties

•Experience in cost accounting

•Set up accounting system, review existing work processes and improvised

•Overall financial control of the company such as budget planning, expenses control and forecasting

•Prepare and submission of weekly/quarterly/monthly report to HQ

•Manage cash flow and all remittances matters

•Liaise with external auditors, tax agent, government bodies and banks

•Ensure company compiles with legal and regulatory requirement

•Minimum travelling may be required

•Familiar ERP management system is preferred

Job Description:

• Maintain full sets of accounts for the holding company and assigned subsidiaries in accordance with Singapore Financial Reporting Standards (SFRS)
• Prepare and review all companies’ monthly, quarterly, and annual financial statements, ensuring accuracy and compliance with statutory requirements
• Perform group consolidation of financial statements, including intercompany eliminations and reconciliations
• Prepare, review all companies, and submit Goods and Services Tax (GST) returns via myTax Portal, ensuring compliance with IRAS regulations
• Handle corporate tax matters, including preparation and submission of Estimated Chargeable Income (ECI) and Form C/Form C-S filings for the Group
• Monitor and manage group cash flow, including preparation of weekly cash flow and cash position reports
• Ensure compliance with relevant regulatory requirements, including the Companies Act 1967 and IRAS guidelines
• Oversee monthly payroll processing in compliance with local regulations, including CPF contributions, and prepare annual Auto-Inclusion Scheme (AIS) submissions to IRAS
• Lead, supervise, and develop the finance team to ensure operational efficiency and strong internal controls
• Liaise with overseas subsidiaries’ finance teams to ensure alignment in reporting and compliance standards.
• Coordinate with external parties, including auditors, local and overseas corporate secretarial agents (for Statutory filings), overseas tax agents, and bankers
• Work with IT service providers to ensure web hosting, email, accounting, and payroll systems are properly maintained and compliant

Qualifications & Requirements

• Bachelor’s degree in Accounting, Finance, or a related discipline
• Professional qualification such as CA Singapore, ACCA, CPA Australia, or equivalent preferred
• Minimum 5–8 years of relevant experience, preferably within a group or multi-entity environment, with at least 2 years in a managerial capacity
• Strong knowledge of SFRS, Singapore tax framework, and IRAS compliance requirements
• Familiarity with ACRA statutory requirements and corporate governance practices
• Hands-on experience with accounting and payroll systems (e.g., MYOB, QuickBooks, Timesoft, WhyzeHR)
• Strong analytical, problem-solving, and leadership skills
• Good communication skills with the ability to liaise with stakeholders across different jurisdictions.

Job Description & Requirements

Working Hours:

Job Description

• Monthly Accounts Consolidation – Prepare and present consolidated financial statements for management and key stakeholders.

• Audit & Tax Compliance – Liaise with external auditors and tax agents to ensure full compliance with statutory and regulatory requirements.

• Regulatory Compliance – Ensure all entities within the group adhere to applicable legal and regulatory standards.

• Financial Reporting & Review – Deliver accurate and timely financial reports on a monthly, quarterly, and annual basis in both English and Mandarin.

• Cross-Border Coordination – Act as a key liaison between management and external stakeholders across Singapore and China.

• Team Management – Lead and manage the finance team, ensuring timely and accurate month-end closing for both Singapore and China entities.

• Conflict Resolution – Proactively identify and resolve operational or team-related issues to maintain efficiency and effectiveness.

• Holding Company Matters – Support and manage matters relating to the holding company/head office in Singapore and China, as directed by the Chief of Staff.
  

Job Requirement

• Bachelor’s Degree or higher in Accounting, Business Management, or a related field.

• Minimum 10 years of relevant experience, preferably within the Construction or Engineering industry.

• Prior experience in a China-based MNC environment will be an advantage.

• Proficient in Mandarin to communicate effectively and prepare reports for China-based stakeholders.

• Able to thrive in a dynamic environment, with strong ability to manage expectations and meet tight deadlines.

• Strong analytical skills with the ability to assess complex issues, evaluate implications, and recommend effective solutions.

• Willing to travel overseas for business purposes as required.

Job Description

• Monthly Accounts Consolidation – Prepare and present consolidated financial statements for management and key stakeholders.

• Audit & Tax Compliance – Liaise with external auditors and tax agents to ensure full compliance with statutory and regulatory requirements.

• Regulatory Compliance – Ensure all entities within the group adhere to applicable legal and regulatory standards.

• Financial Reporting & Review – Deliver accurate and timely financial reports on a monthly, quarterly, and annual basis in both English and Mandarin.

• Cross-Border Coordination – Act as a key liaison between management and external stakeholders across Singapore and China.

• Team Management – Lead and manage the finance team, ensuring timely and accurate month-end closing for both Singapore and China entities.

• Conflict Resolution – Proactively identify and resolve operational or team-related issues to maintain efficiency and effectiveness.

• Holding Company Matters – Support and manage matters relating to the holding company/head office in Singapore and China, as directed by the Chief of Staff.
  

Job Requirement

• Bachelor’s Degree or higher in Accounting, Business Management, or a related field.

• Minimum 10 years of relevant experience, preferably within the Construction or Engineering industry.

• Prior experience in a China-based MNC environment will be an advantage.

• Proficient in Mandarin to communicate effectively and prepare reports for China-based stakeholders.

• Able to thrive in a dynamic environment, with strong ability to manage expectations and meet tight deadlines.

• Strong analytical skills with the ability to assess complex issues, evaluate implications, and recommend effective solutions.

• Willing to travel overseas for business purposes as required.

Job Summary

You will lead the preparation and management of full sets of accounts for multiple companies, oversee financial reporting, tax compliance, and cash flow management, while guiding the accounts team to ensure accurate and timely financial processes.

Responsibilities

• Prepare and manage full sets of accounts for three companies to ensure accurate financial records
• Post transactions to the General Ledger to maintain up-to-date accounting data
• Prepare Profit & Loss statements to provide clear insights into company performance
• Manage corporate tax compliance and filings to meet statutory requirements
• Prepare and file quarterly GST returns accurately and on time
• Conduct cost-reduction reviews and evaluations to identify financial efficiencies
• Develop and maintain professional relationships with auditors, solicitors, bankers, and statutory bodies to support financial operations
• Analyze cash flow and implement strong cash flow management strategies to maintain financial stability
• Handle Trust Receipts (TR) and Letters of Credit (LC) to support trade financing activities
• Produce accurate financial reports within specified deadlines to inform business decisions
• Oversee and review the work of the accounts team, setting goals and designing frameworks to achieve objectives
• Manage, guide, and lead the accounts team to ensure adherence to appropriate financial processes and controls

Required competencies and certifications

• ACCA or CA certification as a professional accounting qualification

Preferred competencies and qualifications

• Minimum 8 years of experience in accounts or finance roles
• Strong analytical skills demonstrated by meeting deadlines and solving financial issues
• Proven management skills with the ability to lead and develop an accounts team
• Excellent communication and interpersonal skills to collaborate effectively
• Ability to work independently with decisiveness and confidence in a fast-paced environment
• Strong attention to detail and investigative approach to financial data
• Ability to anticipate work needs and follow through with minimal supervision

Job Description & Requirements

Working Hours:

Responsibilities

• Reports to and assist the AVP, Claims in managing contracts and claims for IWMF Project in the Environmental Engineering Services Department.
• Drafting contractual letters and formulation of claims for Variation Orders, EOT and Loss & Expense to Client
• Drafting contractual letters and formulation of claims to consortium partners
• Liaise with various internal departments to collate relevant documents for substantiation of claims including claim consultant / delay analyst engaged by the company.
• Liaise with internal / external law firm(s) and claims consultant(s) with regards to the company’s on-going disputes with its clients and partners.
• Update and maintain existing claim register to track company’s claims against the client, consortium partners (if any), vendors and vice versa and regularly update the project team of its status.
• Ensure that all Notice of Claims and/or Further and Better Particulars are submitted to the client timely and in accordance with the contract.
• Attend all internal and external meetings as may be required by the company

Requirements

• Degree in Quantity Surveying, Civil or Mechanical Engineering

• Minimum 3 years of working experience as Contracts Manager with experience in Contractual Claims defence (Not Just Submitting Payment Claims)
• Experience working for Main Contractors undertaking Design & Build / Turn-Key projects in Singapore.

• Able to work independently and be a good team player as well as being proactive and articulate.
• Possess good people skills with the ability to integrate within a multi-disciplinary team and communicate with external consultants and clients
• Willing to be assigned at site in Tuas.
• Knowledge of the PSSCOC and SOP Act

• Good to have experience:

• Experience in Adjudication, Mediation and Arbitration in Singapore

  Knowledge in FIDIC entitlement

  Success in Variation, Extension of Time (EOT), Loss and Expenses Claims under PSSCOC

  Subcontractor claims management

  Disruption and acceleration claims

Work location: Tuas Nexus

Duties:

1) Hiring/interview candidates

2) Calculation of OT pay for staff

3) Staff account maintenance

4) Process invoice

5) Manage cash flow

6) Handling of cash from delivery team

7) Banking in of cash

8) Attend to incoming calls

9) Ad hoc Finance & HR duties

10) Liason with HQ in regards to Finance & HR matters

Requirements:

1) 1-2 years experience as Finance executive

2) Diploma/A-Level

3) Positive & pleasant demeanour

4) 5.5 days work week

We are seeking a commercially driven Senior Finance Manager to join our container depot business. This is a strategic role working closely with the Managing Director, with a clear pathway to future leadership of the depot.

Key Responsibilities

• Lead financial operations, including budgeting, forecasting, reporting, and cash flow management
• Provide strategic insights, financial modelling, and support business decision-making
• Strengthen internal controls, compliance, and risk management
• Partner with the MD on long-term planning and operational improvements
• Gain hands-on exposure to depot operations and commercial activities
• Lead and develop the finance team

Requirements

• Degree in Finance/Accounting; CPA/CA preferred
• 8–12 years’ experience in finance with strong strategic planning exposure
• Experience in logistics or shipping industries is a plus
• Strong analytical, leadership, and business partnering skills
• Ambitious, hands-on, and keen to grow into a general management role

What We Offer

• Direct mentorship from the Managing Director
• Clear succession pathway to depot leadership
• Competitive remuneration package

Key Accountabilities:

• Financial planning for the company
• Functional leadership of finance team
• Strategic & Operational financial planning, analysis, performance management
• Prepare and present effective and accurate business analysis
• Manage cash flows, bank relationships and all tax related issues

Roles and Responsibilities:

• Manage and perform the daily activities of the corporate accounting, accounts payable and accounts receivables.
• Maintain the accounts in accordance with GAAP, IFRS and Singapore accounting standards and guidance.
• Work together with various departments to develop short-term and long range planning through periodically forecasting and annual budgeting.
• Monitor and control the costs and expenditure against the budgetary limits.
• Prepares monthly financial and regulatory reports, GST and taxation matters.
• Prepare and submit group consolidated financial results to associated companies (Singapore and Malaysia).
• Manage and oversee the group of accounts, group consolidation of accounts (Singapore and Malaysia).
• Effectively manage expenses, working capital and cash flow; ensure that the Profit & Loss is accurate and statements are delivered to appropriate stakeholders in a timely manner.
• Provide support and review of monthly report for subsidiary office in overseas, office administration and finance structure for consolidation of accounts.
• Maintain and monitoring of company assets/Inventory