Total 93 job vacancies in South Tangerang

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Team

Amartha is actively expanding its digital risk management team as part of our strategic focus on digital transformation in 2025. We are looking to strengthen our capabilities in managing digital lending risks to support our growing portfolio of digital financial products. To this end, we are currently seeking a highly skilled in data analytics to join our team. This role will play a critical part in shaping and overseeing the digital risk management strategies for our digital lending platforms, ensuring that we continue to provide secure and effective financial solutions to our customers while mitigating potential risks in a rapidly evolving digital landscape.

Responsibilities

• Establish fraud detection and prevention frameworks that leverage analytics, machine learning, and behavior insights. 
• Conduct fraud analytics, including the development of promo abuse risk scoring, creation of fraud rule scenarios, analysis of emerging fraud patterns, and identification of process vulnerabilities.
• Develop and implement anti-fraud policies and procedures for digital products.
• Collaborate with data science teams to develop fraud detection algorithms.
• Collaborate with product, technology and third-party providers to embed fraud detection mechanism into digital products and customer journeys. 
• Conduct root cause analysis on confirmed fraud cases to identify vulnerabilities and implement control measures. 
• Work closely with internal teams such as fraud investigator, product, technology, credit risk, data science and compliance to ensure fraud controls are integrated into all digital products and partnerships. 
• Lead initiatives to automate and streamline fraud monitoring processes, improving efficiency and accuracy. 

• Bachelor’s degree in Finance, Economics, Engineering, Business Administration, or a related field are a plus.

• 2+ years’ experience in fraud risk management, preferably within digital lending, embedded finance, banking, and fintech.
• Strong in Data Analytics, good knowledge in query and SQL.
• Strong knowledge of fraud detection tools and e-money/ e-wallet security system.
• Strong knowledge of fraud patterns, fraud rules, and fraud analytics.
• Proven track record in developing and managing risk frameworks for digital products, digital loans and embedded finance. 
• Excellent communication and collaboration skills with the ability to work across teams and external partners

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.

Key Responsibilities:

• Support campaign managers in executing multiple live brand campaigns (FMCG, health, parenting)
• Manage and maintain campaign data, including lead validation, cleaning, tagging, and segmentation using Excel/Google Sheets
• Update campaign trackers and monitor pacing to ensure KPIs and deliverables stay on track
• Prepare performance summaries and reports for internal teams and client updates
• Coordinate with internal teams (CRM, Paid Ads, Community, Designers) and external vendors to support campaign execution
• Assist with campaign operations and logistics, including preparing, packing, and delivering client products to/from distribution points when required

• University student or recent graduate in Business, Marketing, Data Analytics, or related fields
• Highly proficient in Excel/Google Sheets; confident with formulas such as VLOOKUP, COUNTIFS, TEXT, etc.
• Basic understanding or interest in digital marketing or lead generation campaigns
• Comfortable working with campaign dashboards, tracking sheets, and multiple stakeholders
• Strong task management skills, attention to detail and data accuracy
• Fast learner, proactive communicator, and comfortable working with complex spreadsheets
• Bonus: Familiarity with CRM tools, campaign funnels, or Meta Ads reporting

• Support the implementation of the end-to-end billing process, including invoice generation, validation, and distribution to ensure timely and accurate billing.
• Prepare billing data, perform billing calculations, and validate billing components to ensure accuracy before invoice generation.
• Collect and compile billing information from internal systems and related teams to ensure completeness of billing data.
• Monitor Work Order (WO) status, especially services under Service Activated and Acceptance status, to ensure billing readiness.
• Process Advise to Bill (ATB) for completed Work Orders / services / orders and ensure the WO status is aligned with ATB records.
• Monitor and follow up on the first billing date to ensure it aligns with the signed Service Acceptance Form (BAST).
• Review recurring invoices and ensure invoices are generated regularly according to the billing schedule.
• Perform routine reconciliation to ensure all delivered services are billed within the contract period and follow up on hold invoices exceeding two months, based on active services, draft invoices, sales data, and customer confirmations.
• Prepare and maintain billing documentation, including Reconciliation Minutes (BA Rekonsiliasi), Restitution Minutes (BA Restitusi), Over/Under Payment Minutes, and Advise to Bill (ATB).
• Support SLA / restitution reporting and processing where applicable.
• Prepare Month-to-Date (M2D) billing summaries and generate regular reports to analyze revenue gaps against targets and identify potential additional ATBs or invoices.
• Handle customer billing inquiries or complaints, and escalate to relevant teams when necessary.
• Coordinate with Finance teams to ensure smooth transition from billing to invoice
• Collaborate with Sales Operations and Sales teams to ensure billing data aligns with commercial agreements, contracts, and service updates.

• Bachelor's degree in Finance, Business, Economics, or a related field.
• Have minimum 3+ years work experience in sales, marketing role, preferably within the enterprise market or B2B sector  
• Proven experience in sales performance analysis, commission calculations, or incentive management. 
• Strong analytical and numerical skills with attention to detail. 
• Excellent communication and stakeholder management skills. 
• Ability to work under tight deadlines and manage multiple tasks efficiently. 
• Proficiency in Microsoft Excel and data analysis tools (SQL, Power BI, etc.) 
• Understanding of sales strategies and incentive models. 
• Willing to Work in Karawaci, Tangerang.

• Medical Insurance

• Medical Check Up