Responsibilities:Conduct comprehensive financial assessments of loan applicants, evaluating income, credit history, and debt-to-income ratio.Guide cli.....
Responsibilities:
Conduct comprehensive financial assessments of loan applicants, evaluating income, credit history, and debt-to-income ratio.
Guide clients through loan product options, terms, and repayment plans, ensuring clarity and understanding.
Collect and verify applicant documentation, ensuring accuracy and completeness of loan applications.
Collaborate with internal teams to facilitate efficient loan processing, from application to approval and funding.
Implement effective loan collection strategies, contacting borrowers to discuss repayment schedules and resolve payment issues promptly.
Monitor loan accounts for timely payments and manage delinquent accounts with proactive follow-up.
Maintain compliance with regulatory requirements and internal policies, ensuring all loan activities adhere to industry standards.
Build and nurture relationships with clients and industry professionals to expand the client base and generate referrals.
Participate in ongoing training and development programs to enhance knowledge of lending practices and regulations.
Contribute to team goals and uphold the company's reputation for excellence in customer service and responsible lending practices.
Ad-Hoc duties assigned
Qualifications:
Degree or equivalent in Finance, Business Administration, or related field.
Proven experience in loan origination, financial analysis, or customer service within the lending industry, with demonstrated knowledge and application of compliance regulations.
Excellent communication skills with the ability to convey complex financial information clearly.
Detail-oriented with a commitment to accuracy and compliance.