ROLE SUMMARY
We are seeking a Senior Business Analyst with deep functional expertise in Trade Finance and Supply Chain Finance (SCF) to lead requirements, solutioning and functional delivery on global product builds and bank implementations. The role sits at the intersection of banking business knowledge and software product engineering: eliciting and shaping requirements, translating complex trade and SCF business processes into product capabilities and configurations, and steering functional delivery from discovery through UAT and go-live. The ideal candidate has built and implemented global trade / SCF products within an IT product or services organisation, and can engage credibly with bank business heads, operations and technology teams alike.
KEY RESPONSIBILITIES
Requirements & functional analysis — lead elicitation, analysis and documentation of business and functional requirements; produce BRDs/FRDs, user stories, process flows, use cases and data mappings for trade and SCF products.
Domain solutioning — translate documentary trade, guarantees, supply chain finance, factoring, receivables/payables finance, risk participation and syndication processes into product capabilities, configurations and gaps/customisations.
Product build — work with product management and engineering to define and refine global product features; contribute to product backlog, prioritisation, configurability vs. customisation decisions and roadmap inputs.
Implementation & rollout — support multi-country, multi-wave bank implementations; lead functional fit-gap, solution design workshops, product walkthroughs and configuration definition across cloud and on-premises deployments.
Interface & data analysis — define functional requirements for interfaces (e.g. SWIFT, AML/sanctions screening, accounting/GL, limits & collateral, FX), data migration mappings and reconciliation rules.
Testing & quality — author and review functional test scenarios, support SIT/UAT, triage defects, and own functional sign-off and exit criteria.
Stakeholder management — facilitate workshops with bank business, operations, compliance and technology stakeholders; manage scope, decisions log, RAID and traceability; present to functional SteerCos.
Regulatory & compliance alignment — ensure solutions reflect trade-specific regulatory, AML/sanctions, and bank policy requirements; align to standards such as URC, UCP, URDG, ISP and ICC rules where relevant.
Knowledge leadership — act as functional SME and mentor junior BAs; build reusable functional assets, question banks and accelerators.
REQUIRED EXPERIENCE & QUALIFICATIONS
12–15 years in business analysis with significant depth in Trade Finance and Supply Chain Finance.
Experience within an IT / software organisation building or implementing global trade / SCF products (not solely in-bank operations).
Proven delivery across the full lifecycle — discovery, requirements, solution design, configuration, UAT and go-live.
Exposure to both cloud and on-premises product implementations.
Bachelor's or Master's degree; trade finance / banking certifications (e.g. CDCS, CITF, CSDG, CTFP) and/or business-analysis certification (CBAP) are an advantage.
FUNCTIONAL & TECHNICAL COMPETENCIES
Domain
Required competencies
Trade finance
Documentary credits (LC), collections, guarantees & standby LCs, bills, reimbursements; ICC rules (UCP 600, URC 522, URDG 758, ISP98); trade-based AML & sanctions screening
Supply chain finance
Payables finance / reverse factoring, receivables finance, factoring, dynamic discounting, distributor & dealer finance, invoice financing, onboarding & programme structures
Risk participation & syndication
Funded & unfunded risk participation, asset distribution, syndication, limits, collateral and exposure management (desirable / strong plus)
Business analysis
Requirements elicitation, BRD/FRD authoring, user stories & acceptance criteria, process modelling (BPMN), use cases, gap analysis, traceability, RAID & decisions logs
Product & delivery
Product configuration, fit-gap analysis, backlog management, agile (Scrum/Kanban), UAT planning & defect triage, exit criteria & functional sign-off
Interfaces & data
Functional specs for SWIFT (MT/MX, ISO 20022), AML/sanctions, accounting/GL, FX, limits; data migration mapping & reconciliation rules
Tooling
Jira, Confluence, Visio / draw.io, advanced Excel; SQL for data analysis (desirable); test management tools
Soft skills
Workshop facilitation, stakeholder management, executive communication, structured documentation, cross-cultural onshore/offshore collaboration
DESIRABLE / DIFFERENTIATORS
Hands-on experience with a leading trade / SCF product platform (e.g. iGTB / Intellect, Finastra, Surecomp, CGI, or equivalent).
Experience on multi-country bank trade back-office implementations across APAC and international branches.
Familiarity with digital trade, ESG-linked SCF, and emerging trade-digitisation standards (e.g. MLETR, electronic documents).
Exposure to data migration, cutover planning and reconciliation on trade/SCF migrations
